Blog
A Trusted Mobile, AL Professional’s Thoughts For Your 2019 Taxes
November is a wonderful start for holiday season with several traditions to match: pumpkin-spiced everything, no-shave November (apologies to those spouses affected), watching football and of course ... Thanksgiving.Sorry to poke my accountant's green shades into all...
Richard Lindsey’s Tips For Using Credit Cards And Avoiding Credit Card Debt
Do you remember that old Visa commercial? It had quite a run during sporting events about a decade ago ... everything in the restaurant/market is running smoothly -- chefs are shipping up meals, customers are moving in an orderly fashion, credit card payments are...
Richard Lindsey’s Three Keys To Get Out of Debt
The World Series is here, football seasons are in full swing, school is deep in session, and the weather is shifting for sure. Fall has a way of running along faster than we realize. It's kind of like our financial picture: things can change REAL fast, and before you...
Lindsey’s Rules of Thumb for Life Insurance
Autumn is here, and in some parts of the country, apparently that already means snow... Weather is a close second to "life" in terms of unpredictability. So I think that means two things: You should always carry an umbrella. Your life insurance policy should...
Total Cost of College for Mobile, AL Folks
Yes, there is chaos in the political world. Since it's not related to our vocation around here, I'll withhold comment, and let's move on to a happier conversation. Paying for college. (Yes, that was sarcasm.) So much ink (and an abundance of pixels) has...
Thinking Through Real Estate Investments In Mobile, AL
When it comes to your money, you're either spending, saving, giving or investing. I know that many of my Mobile, AL clients are doing all four, which is always wonderful to see. The last one, investing, is the one I want to focus on today. I talk a great deal...
Lindsey & Waldo, LLC’s Guide to Estate Planning for Digital Assets
Technology has certainly shifted our society over the last 15 to 20 years -- you can see it right here in the Mobile, AL area. So much so, that it's time we discuss estate planning with a technological twist. Before we get there though, may I offer you this...
Richard Lindsey’s Four Common Investment Mistakes
The stock market has caused some alarm as of late. Will investors wake up panicked or encouraged tomorrow? It's hard to say. But one thing is clear: basing your peace of mind on market signals is no way to live. That said, I'd love to see my Mobile, AL clients...
How Mobile, AL Residents Can Donate for Dorian Relief
Unfortunately, this is a follow-up piece to some advice I shared in the spring -- March to be exact. When tornadoes ravaged Lee County, Alabama, the country rushed to its aid. Although nature is beautiful in various forms, it's also equally unpredictable. And that...
Five Productivity Tips for Mobile, AL Busy Bodies
With Labor Day behind us, fall is just around the corner. (And a quick tax note: so are estimated taxes, if that applies to you. Due the 16th of this month. Consider yourself reminded. Though I will probably remind you once more.) Now ... fall. This can be a happy...
Estate Planning For Mobile, AL Singles
Many of our Mobile, AL clients are married. What I have to say today is still relevant, conceptually (and even in some of the details). So don't skip on by. As I have talked about before, estate planning is something that many families continue to neglect. I'm...
Three New Tax Implications for Buying or Selling a House in the Mobile, AL Area
Sometimes real estate is more art than science. Because every homebuyer's situation is nuanced from home to realtor to geographic location, there's no cut-and-dried way to go about it, and that's whether you're investing, moving or selling. But there...